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What is the principal dental access network?

Principal Dental Access Network* Serves members with New Dental Choice, a dental discount plan from First Dental Health, a Principal company. Members pay you directly based on your current PPO fee schedule. Think of this network as a way to attract patients without dental insurance.

Where does principal get dental insurance data from?

Data for both Principal and any competitors is obtained from public sources using the same data process/matching methodology for all without any adjustments and may vary in some cases. Dental insurance from Principal ® is issued by Principal Life Insurance Company, Des Moines, IA 50392. Oregon policy GC 7100-1 (0415).

Is the principal dental insurance discount plan insurance?

This discount plan is not insurance. Dental Insurance from Principal ® is issued by Principal Life Insurance Company, Des Moines, IA 50392. Providers must complete an initial application providing general information and submit supplemental information. This is reviewed for completeness.

How can I get emotional support from principal dental insurance?

Learn more about Principal dental insurance (PDF). Employees and their dependents can call a free, confidential emotional health support line 3 24 hours a day, 7 days a week to reach licensed behavioral health clinicians who can provide emotional support, tips for healthy coping, and referrals to local resources.

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What is the service category of dental insurance?

Most dental insurance divides dental care into 3 service categories: preventive, basic, and major. The service category determines the percentage of the cost insurance covers. For example, insurance may pay 80% of the cost of a service considered basic care, and the patient would pay for the remaining 20% of the cost.

Why is dental insurance important?

As one of the most used group benefits, dental insurance can be a worthwhile investment for helping to attract and retain great talent. Access to dental insurance also helps employees manage their out-of-pocket costs—and being covered makes it more likely they’ll visit the dentist regularly.

Can dental insurance be personalized?

From comprehensive dental insurance to lower-cost options, you have the flexibility to personalize your dental insurance for you and your employees. And with multiple price points, it’s easy to create a design to fit a wide range of budgets.

Is dental cleaning covered by insurance?

With Principal dental insurance, routine exams and cleanings are considered preventive care and are covered at 100%—that means the patient may not pay anything for those services. Fillings are an example of basic service, and bridges are an example of major care. For basic and major care, insurance covers a percentage of the cost, ...

Can you pay for dental insurance with principal?

You can choose to pay for all, part, or none of the premium with Principal dental insurance. If your budget is tight, employees could pick up the entire cost of premium with voluntary dental insurance.

Does dental insurance need to be complicated?

Personalizing group dental insurance based on your company’s needs is easy with Principal dental insurance. Insurance doesn’t need to be complicated. Here are a few questions to think about when determining the type of coverage that’s right for you and your employees:

Getting the most from your dental coverage

With an in-network dentist or specialist, your out-of-pocket costs may be lower and you may qualify for in-network discounts.

Insurance policies during the COVID-19 pandemic

Being informed can be key to managing uncertainty during the COVID-19 (Coronavirus) pandemic. Get answers to common questions about the impact of COVID-19 on your dental policy and other insurance policies available through your employer. Check out our frequently asked questions.

Need an interpreter?

Language interpreter services for qualified individuals will be provided at no cost to the insureds. Language interpreter services may be obtained by calling the number listed on your ID card or 800-247-4695.

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Look for in-network dentists in your area with our provider directory.