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Is anthem good insurance?

Group Life Insurance Products. Anthem Life's product offerings for employee benefit plans include group term life, accidental death and dismemberment (AD&D), dependent life, supplemental life, and AD&D. The employer selects the coverage and benefit amounts and pays all or part of the premium. Products and availability vary by state.

Is anthem health insurance good?

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Is long term disability worth it?

Offering voluntary disability insurance products is an excellent way to keep a company’s benefit package comprehensive, so employees can have protection for both their health and their earnings. Anthem Life offers voluntary short-term disability (VSTD) and voluntary long-term disability (VLTD) plans.

When should I buy long term disability insurance?

Official Site of Anthem Blue Cross Blue Shield, a trusted health insurance plan provider. Shop plans for Medicare, Medical, Dental, Vision & Employers.

We've Got You Covered

It's our mission to provide the people we serve with financial protection and security. We help people get to a better place by providing resources to help them improve physical and emotional well-being. We don’t just manage claims – we help employees get back to health, back to work and back to life.

What We Offer

Anthem Life's products often complement our affiliated companies' health coverage , providing our customers with a variety of administrative and service efficiencies.

Products and Services

Review our product offerings in more detail to make the best choice for your employee benefit plan.

Employees, Employers & Producers

Your employer chose Anthem Life, so you and your beneficiaries can count on prompt benefit payments, support services and tools to help you through life’s challenges.

Answers at Anthem

We strive to help you find the answers you need. Check out our resources and popular links below.

How long does a short term disability last?

The short-term disability plan pays out benefits on a weekly basis for anywhere between three to six months, depending on your situation. This benefit should cover about 60 to 66 percent of your income. Your disability must be due to a non-work related injury or illness. This does include pregnancy. Keep in mind that if you have other means of collecting disability income, it may reduce your earnings or disqualify you from receiving your benefits from this plan.

What is the short term disability policy?

The company’s short-term disability policies are offered by employers as payroll deductions . This type of insurance is offered for a limited duration after a worker has been forced to miss work for more than a specified number of days. When a worker files a claim for a covered condition, he or she will be referred by Anthem to its 360° Health® management program in addition to receiving benefits. This program is meant to provide care that may return the worker back to his or her job much faster.

Can I get disability insurance through the national anthem?

Many workers in the U.S. opt to purchase disability insurance from Anthem through their employers. This insurance is designed to provide benefits payments when workers are temporarily or permanently disabled and unable to work for the duration of the individual policies. Some workers who have these policies are denied when they try to file claims with Anthem. The experienced disability attorneys at Osterhout Berger Disability Law help workers to appeal their denials from Anthem.