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What is health services financing?

Whether your patient payment solutions are outsourced or in-house, health services financing takes the pain out of patient loan programs. Tailored to blend seamlessly within your organization's patient financial experience, HSF® gets providers out of the business of banking and gives patients peace-of-mind.

Why choose BHG patient lending?

See how affordable your healthcare can be. At BHG Patient Lending, we believe all patients should receive the care they need regardless of their financial situation.

What services can my patients finance through LendingClub?

Your patients can finance up to three services through LendingClub Patient Solutions in one comprehensive loan, including IVF treatment, medications, genetic testing, fertility preservations, and/or donor services. We make financing fertility care easy for your clinic and your patients. Visit our dedicated fertility website for more information.

Why choose our medical billing solutions?

That's why we provide solutions that enable you to focus on your organization while we focus on delivering value and increasing efficiency in your revenue cycle. More patients are footing their medical bills than ever before, expanding the need for unique patient payment options, and they expect a quality financial experience, to boot.

How do I check my LendingClub account?

Log into LendingClub and go to the Account Summary page. The Account Summary page will display with several details about your account.

Why can't I log into my LendingClub account?

If you're still having trouble signing in, your account may not be active. For example, if you check your rate but don't accept any loan offers, your account may be deactivated after several months. If this is the case for you, you'll need to open a new account.

How do I get my payoff from LendingClub?

You can send a check by either postal or courier mail to pay off you loan. Your account will give you a payoff amount. That amount is valid for the next 14 days, giving time for your check to reach us. If we receive and apply your payment before that time, we'll refund you the difference.

What is patient lending?

Patient financing is when a healthcare provider becomes a lender for the amount owed by a patient. There are many variants to financing medical services, but they essentially all result in the provider holding the balance until the patient pays the amount in full.

Why is LendingClub shutting down?

Unfortunately, under a banking framework, it wasn't economically practical for LendingClub to continue to offer Notes. So, we had to make the difficult decision to retire the Notes platform effective December 31, 2020.

Is LendingClub still in business?

In October 2020, the company ceased all new loan accounts on their website as part of restructuring into a neobank after the acquisition of Radius Bank. As of December 31, 2020, Lending Club will no longer operate as a peer-to-peer lender.

How do I contact LendingClub by phone?

Pro Tip: If you receive a suspicious phone call, email, social media, or text message from somone who says they are from LendingClub, please report it immediately by contacting Member Support at 888-596-3157.

What happens when a loan is repaid?

Repayment is the act of paying back money previously borrowed from a lender. Typically, the return of funds happens through periodic payments, which include both principal and interest. The principal refers to the original sum of money borrowed in a loan.

Can LendingClub sue you?

You may be sued: Anecdotal evidence suggests that it is rare, but not unheard of, for LendingClub to sue a borrower who defaults. Since LendingClub loans are unsecured, a court judgement provides an alternative way to get the funds back.

Is BHG a good company?

BHG earned an A+ rating from the Better Business Bureau and has 4.4 out of 5 stars from Trustpilot, an excellent score based on more than 1,750 reviews. The Consumer Financial Protection Bureau received nine complaints in 2021 about BHG personal loans.

What bank is PatientFi?

PatientFi is not a bank or lender. We provide the technology to connect healthcare providers, their patients, and banks and credit unions to enable financing for elective healthcare procedures.

Is the Lending Club legitimate?

LendingClub is a legitimate online lender. It offers personal loans with annual percentage rates that don't exceed 36%, which is a rate cap that most consumer advocates recommend.

Why do you need to pay outstanding patient balances upfront?

Because funding for outstanding patient balances occurs upfront, you'll benefit from an increase in cash and a decrease in account delinquencies and bad debt. And, your patients will appreciate your holistic approach to their care, including their financial well-being, by offering a way to help them pay their bills.

Why is pre-service funding important?

Pre-service funding enables patients to make healthcare decisions with less stress. Financial worries are addressed before services are provided and patients know what and how they will pay for care. Providers benefit from immediate, up-front funding before patient service begins.

Here's how it works

Speak with a BHG Patient Lending representative to see if we're a good fit - you'll get a custom impact analysis.

Partner success stories

We chose BHG Patient Lending because of the ease and accessibility to patients. We have other financial options, but this is clearly a better program for our patients. Patients who have high deductibles and coinsurance appreciate the lower interest rate and that their credit rating is not looked at for approval.