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How to change Medicare plan?

What is a copayment in Medicare?

What is the initial enrollment period for Medicare?

Does Medicare Advantage have copayments?

Does Medicare Advantage have geographic service areas?

Do you have to enroll in Medicare before joining a Medicare Advantage plan?

See more

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Login | Register | My online account | bcbsm.com

Access your online account at member.bcbsm.com. Login or Register here.

Login | Register | My online account | bcbsm.com

Access your online account at member.bcbsm.com. Login or Register here.

Your online account | Members | bcbsm.com

Our site makes it easy for members like you to manage your health care online. Once you log in to your account at bcbsm.com, you'll find a personal snapshot of useful plan information.. You'll enjoy quick access to claims, benefits and more.

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Pay My Premium. If you purchased an individual or family plan, or a BCNA Medicare plan, or are a Delphi member, spouse or dependent over 17, you can pay your monthly premium bill online.

What you can do with your account

Here are just a few of the things you can do with your account at bcbsm.com:

Need to make changes to your plan?

If you've had certain life events you may be able to make changes to your current individual or family plan. Learn what life events qualify to make changes.

Looking for quick answers to your questions?

Give MIBlue Virtual Assistant a try. Just log in to your online account or use the BCBSM app and select the virtual assistant icon in the upper right corner to help you:

What happened to Member Secured Services?

You might have noticed that when we redesigned your account, we also renamed it. Or rather, we removed the name "Member Secured Services." We're working to make health insurance clear and simple for you, the customer. You'll still have everything you need to manage your health plan online, but it's no longer a separate destination.

General Documents

Here are some forms and documents related to your Blue Advantage plan.

Member Newsletters

Read the "Blue Advantage Bulletin" member newsletter for tips and health information to help you make the most of your plan.

How to change Medicare plan?

The Medicare Open Enrollment Period provides an annual opportunity to review, and if necessary, change your Medicare coverage options. Coverage becomes effective on January 1. During Open Enrollment, some examples of changes that you can make include: 1 Join a Medicare Advantage (Part C) plan. 2 Discontinue your Medicare Advantage plan and return to Original Medicare (Part A and Part B). 3 Change from one Medicare Advantage plan to another. 4 Add or Change your Prescription Drug Coverage (Part D) plan if you are in Original Medicare.

What is a copayment in Medicare?

Copays. A copayment may apply to specific services, such as doctor office visits. Coinsurance. Cost sharing amounts may apply to specific services. Out-of-Pocket Expenses. All Medicare Advantage plans have an annual limit on your out-of-pocket expenses, which is a feature not available through Original Medicare.

What is the initial enrollment period for Medicare?

The Initial Enrollment Period is a limited window of time when you can enroll in Original Medicare (Part A and/or Part B) when you are first eligible. After you are enrolled in Medicare Part A and Part B, you can select other coverage options like a Medicare Advantage plan from approved private insurers.

Does Medicare Advantage have copayments?

Medicare Advantage plans may have copayments or cost sharing amounts on Medicare covered services that differ from the cost sharing amounts in Original Medicare. Medicare Advantage plans may change their monthly premiums and benefits each year. This also occurs in Original Medicare, as Part B premiums, standard deductibles ...

Does Medicare Advantage have geographic service areas?

Limits. Medicare Advantage plans have defined geographic service areas and most have networks of physicians and hospitals where you can receive care. Ask your physicians if they participate in your health insurance plan’s Medicare Advantage network.

Do you have to enroll in Medicare before joining a Medicare Advantage plan?

You must first enroll in Medicare Part A and Part B before joining a Medicare Advantage plan. Contact your local Blue Cross Blue Shield company for help choosing a Medicare Advantage plan and getting enrolled.

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Find a doctor, access paperless claims, use your digital ID card, or schedule virtual care – our online tools make everything easier.

Medicare

The 2022 Open Enrollment Period (OEP) runs from November 1 - January 15, 2022. Apply before OEP ends for coverage starting on February 1.

COVID-19

Your health, safety and well-being is our top priority. We're here to help you stay informed about COVID-19 and to access the care and coverage you need.

Find Care

Search for doctors, hospitals, dentists, pharmacies and more. Stay in network to help control costs. Members can log in for the most accurate, personalized search results.

Connect Online Community

Search articles and watch videos; ask questions and get answers. Topics include everything from improving your well-being to explaining health coverage.

Resources

If you have prescription drug coverage through Blue Cross and Blue Shield of Montana, learning about your drug benefits can help you and your doctor get the most from your prescription drug coverage.

How to change Medicare plan?

The Medicare Open Enrollment Period provides an annual opportunity to review, and if necessary, change your Medicare coverage options. Coverage becomes effective on January 1. During Open Enrollment, some examples of changes that you can make include: 1 Join a Medicare Advantage (Part C) plan. 2 Discontinue your Medicare Advantage plan and return to Original Medicare (Part A and Part B). 3 Change from one Medicare Advantage plan to another. 4 Add or Change your Prescription Drug Coverage (Part D) plan if you are in Original Medicare.

What is a copayment in Medicare?

Copays. A copayment may apply to specific services, such as doctor office visits. Coinsurance. Cost sharing amounts may apply to specific services. Out-of-Pocket Expenses. All Medicare Advantage plans have an annual limit on your out-of-pocket expenses, which is a feature not available through Original Medicare.

What is the initial enrollment period for Medicare?

The Initial Enrollment Period is a limited window of time when you can enroll in Original Medicare (Part A and/or Part B) when you are first eligible. After you are enrolled in Medicare Part A and Part B, you can select other coverage options like a Medicare Advantage plan from approved private insurers.

Does Medicare Advantage have copayments?

Medicare Advantage plans may have copayments or cost sharing amounts on Medicare covered services that differ from the cost sharing amounts in Original Medicare. Medicare Advantage plans may change their monthly premiums and benefits each year. This also occurs in Original Medicare, as Part B premiums, standard deductibles ...

Does Medicare Advantage have geographic service areas?

Limits. Medicare Advantage plans have defined geographic service areas and most have networks of physicians and hospitals where you can receive care. Ask your physicians if they participate in your health insurance plan’s Medicare Advantage network.

Do you have to enroll in Medicare before joining a Medicare Advantage plan?

You must first enroll in Medicare Part A and Part B before joining a Medicare Advantage plan. Contact your local Blue Cross Blue Shield company for help choosing a Medicare Advantage plan and getting enrolled.